EMI per day: ₹150, less than a silk chocolate. Except this one pays you back!
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0% Interest Subsidized • No Extra Cost
Understand the key differences before choosing your college financing option.
| Comparison Factor | EduPartner 0% No-Cost EMI | Commercial Bank Loan |
|---|---|---|
| Interest Rate Charged | 0% (Subsidized by University) | 9.5% to 14.5% p.a. |
| Collateral Requirement | Zero (100% Unsecured) | Often requires guarantor/security |
| Approval & Disbursal | 2 Hours to 24 Hours (Digital) | 2 to 4 Weeks (Branch visits) |
| Documentation Required | Aadhaar + PAN + 3-Mo Statement | Extensive ITRs, Deeds & Paperwork |
| Pre-closure Charges | ₹0 (Zero Foreclosure Penalty) | Up to 2% - 4% penalty |
Everything you need to know about eligibility, interest subsidies, and loan approval for online degrees.